Accidental Death Benefit + Term Life for Riders
This isn't fear-based insurance. It's rider-to-rider realism.
We ride knowing the risk — this just makes sure your family
isn't left scrambling if the worst ever happens.
✅ Guaranteed Coverage — You Cannot Be Turned Down
- No medical exam — ever
- No health questions on the application
- Approval guaranteed regardless of health history
- Coverage effective as soon as your first payment is processed
$27 / month
$100,000 Coverage
Term life + accidental death benefit for covered motorcycle accidents.
$48 / month
$250,000 Coverage
Higher benefit level with the same guaranteed, no-exam structure.
Product Highlights
- Guaranteed issue — no one is turned down
- Term life policy with Accidental Death Benefit rider
- 30-year guaranteed level premium (ages 20–50)
- 20-year guaranteed level premium (ages 51–60)
- $1,000 all-cause death benefit included
- Rate is locked — never increases for the life of the term
- Maximum issue age: 60
Coverage you hope you never need — but you'll be glad it's there
if a ride ever goes sideways.